Consoladating credit

If you’re hoping to consolidate student loans and other debts into the same loan, don’t expect to pay lower interest on the new loan.

Federal student loans have interest rates that usually beat out personal loan rates.

The closest you could come to accomplish this is to “take out a personal loan and use that personal loan for each of those debts,” De Gisi says.

Here’s what you need to know if you’re hoping to combine student loans with other debts.

They might even wonder if it could be a good idea to consolidate student loans and credit card debt together.

Can you consolidate student loans and credit card debt?

Your new loan will also have other qualities of student debt, like being harder to discharge in bankruptcy.

If you’re set on combining student debts with credit card debts, it can be done.

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